Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. The overall cost for comparison is 9.1% APR. The rate is variable & based on a usual case, including fees of £4575. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. If you are thinking of consolidating existing borrowing you should be aware that you will be extending the term of the debt and increasing the total amount you repay.